Los Angeles County

Loan Programs

The Los Angeles County Development Authority (LACDA), supports local economies in Los Angeles County by promoting business growth, and encouraging job creation and retention through programs such as neighborhood revitalization, business incubation, financial incentives, and commercial lending.  If you are looking to sustain or expand your business, or make facade improvements to improve street visibility, the LACDA is your first stop.  The LACDA has made over 270 small business loans which have created and retained over 3,500 jobs in Los Angeles County.


Community Business Revitalization

LACDA has active business facade improvement programs which provide grants and technical services to assist with the improvement of building facades along designated commercial corridors in unincorporated communities.  The program improves the appearance of buildings and entire commercial centers, which enhances a sense of place and makes these areas more inviting places to walk and shop.

Small Business Stabilization Loan Program

LACDA has launched an affordable and flexible business loan program to support and help stabilize businesses in the region.  Loans range from $50,000 to $3 million.  APPLICATIONS NOW CLOSED.

LA County Disaster Help Center - For Business Owners

LA County Disaster Help Center was established to serve as a centralized resource center for business owners, workers, nonprofits & others impacted by COVID-19.

SMART Funding

LACDA offers competitive loan programs created to assist a variety of established businesses located in Los Angeles County.  Business owners and leaders want to make smart, sound financial decisions.  By working directly with LACDA’s SMART Funding, businesses can access capital with low-interest and customizable loan terms.  SMART Funding loan programs are led by experienced loan officers with the desire to assist local businesses.  Get the business capital you need.  Now lending from $25,000 to $1.5 million.

Tenant Improvement Loan Program

LACDA and the Los Angeles County Metropolitan Transportation Authority (Metro) have partnered together to establish and administer a loan program that targets tenant improvements for ground floor retail/commercial spaces in Transit Oriented Communities (TOC).  The purpose of the loan program is to attract businesses to TOCs.  The loan program provides capital for property owners to build-out customized interior alterations (i.e. tenant improvements) in commercial/retail spaces for their small business tenants.  Loans will be provided to property owners at low interest rates and flexible loan terms.  Lending up to $100,000.

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